Car insurance: 3 tips to find your perfect match

National Car Insurance Day is a good reminder to make sure your car insurance information is always up-to-date and that you’re taking advantage of discounts. Now is the perfect time to check with a local insurance agent to evaluate your coverages.

Not sure where to start? Check out these three tips from State Farm^® that can help you figure out how much insurance you need to help protect your car, yourself and your family.

1. Customize coverage

Each driver has different needs, so make sure the coverage you select matches your unique circumstance and the amount of deductible you feel comfortable with.

The type of car(s) you insure will also determine what type and how much coverage you'll want. For older cars, it may be time to drop collision and comprehensive coverage because the car's value could cost as much as or more than the policy.

Other types of coverage to consider adding or dropping from your policy include uninsured motorist coverage, medical payment coverage, roadside assistance, rental car and ridesharing coverage. If you're unsure about what coverage you need for your unique situation, you should speak with an insurance agent. They can help you personalize your coverages to help avoid being under- or overinsured.

2. Don't forget discounts

Don't leave money on the table! Many auto insurance companies offer discounts to qualifying drivers.

You could lower your premiums by insuring multiple cars under one policy and bundling home or renter's insurance with your auto insurance. As a bonus, bundling multiple cars and insurance could save you time and hassle. You could also save by being a good driver or student or taking a defensive driving course.

Thanks to technology, you could save even more. Programs like State Farm Drive Safe & Save™ collect driving information through a mobile app or directly from your connected car to determine a discount for you. You'll get an initial discount just for enrolling, plus you could save up to 30% based on how you drive*. Which takes us to the last tip ...

3. Assess driving habits

Technology like Drive Safe & Save can also help you evaluate your current driving habits and educate you on how to make improvements. Your driving history, for example, can significantly impact your rate and put you in the driver's seat of your coverage and premiums. If you've had speeding tickets or accidents within the past few years, your auto insurance rate will be higher than if you had a spotless driving record. The Drive Safe & Save app will give you feedback on your driving behaviors, such as quick acceleration, hard braking, fast cornering, phone distraction and speeding. Understanding your behaviors can help you improve.

Remember, the right car insurance for someone else may not be right for you. Use these three tips and talk with a State Farm agent to find the perfect car insurance that fits your needs. To learn more car insurance tips, visit statefarm.com/simple-insights.

This content is sponsored by State Farm.

*Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.